Recover and Rebuild: Resources and Steps for Business Recovery

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Last updated: Jan. 23, 2025 4:00pm PST

Recovery Centers

Find help for your business or nonprofit by clicking on any location on the map to view services offered and timings. You can also visit the nearest center for basic services and referrals. The centers available include:

  • Disaster Recovery Centers (DRCs):
    Set up by FEMA and the state, DRCs offer access to federal, state, and other disaster programs. Services include:
    • Applying for SBA loans, including low- and deferred-interest options.
    • On-site SBA guidance for homeowners, renters, and businesses.
  • Business Recovery Centers (BRCs):
    Staffed by the CalOSBA SCALE Network partners, BRCs help businesses and residents with:
    • Completing disaster loan applications.
    • Answer SBA loan program questions.
    • Referrals to partners for specialized business recovery support.
  • Disaster Loan Outreach Centers (DLOCs):
    Staffed by the SBA, DLOCs provide:
    • Assistance with loan applications.
    • Answers to loan program questions.
    • Personalized support through the process.

Get Resources

Find essential resources and support for businesses and workers impacted by the 2025 Los Angeles wildfires. From financial assistance and recovery programs to workforce support, these tools are designed to help you navigate the challenges and rebuild effectively.

As this is an ongoing situation, we will continue to update this page. Also, for a comprehensive list of resources that is regularly updated, download the latest resource guide from LA County (PDF).

If we’ve missed any resources, please send us an email at outsmartdisaster@gobiz.ca.gov

Disaster Relief Grants for Businesses
Immediate Business Support and Financial Assistance

 

Local Community and Relief Support
Federal and State Support
Emergency Updates and Safety Information
Wildfire Readiness and Recovery
Contracting Opportunities for Disaster Recovery

Businesses interested in contributing to the recovery efforts as contractors or suppliers can find opportunities through the following programs:

  • SB/DVBE Emergency Registry – State Department Information
    • This registry allows certified Small Businesses (SB) and Disabled Veteran Business Enterprises (DVBE) to quickly offer specialized emergency goods and services during disaster recovery efforts.
  • Doing Business with FEMA
    • Learn how to contract with FEMA to provide services or goods in disaster-impacted areas. This includes guidance on registration and tips for working with federal agencies.

Steps to Business Recovery

This guide provides actionable steps and resources to help navigate the recovery process. From assessing damage to rebuilding, these actions are designed to support your journey toward restoration and renewal. Focus on safety, clear communication, and resilience to rebuild your business and your community.

1. Assess Damage Safely
  • Wait for Official Clearance: Return to your property only when local authorities confirm it is safe.
  • Use Protective Gear: Wear gloves, masks, and sturdy shoes when inspecting the site.
  • Inspect for Hazards: Look for structural damage, electrical hazards, gas leaks, and standing water.
  • Document the Damage: Take detailed photos and videos of affected areas, including equipment, inventory, and structures, for insurance claims.
2. Contact Your Insurance Provider
  • Notify Your Insurer Immediately: Begin the claims process as soon as possible.
  • Provide Documentation: Submit photos, videos, receipts, and an inventory of damaged items.
  • Understand Your Policy: Review your coverage for property damage, business interruptions, and loss of income. Top Ten Tips For WildfireClaimants
  • Work with the Adjuster: Facilitate inspections to expedite the claims process.
  • Key Tips for Insurance Success:
    • Obtain a complete copy of your insurance policy.
    • Track all additional living expenses (ALE).
    • Keep records of conversations with your insurer/adjuster.
    • Avoid rushed decisions—if unsure, consult experts.
3. Communicate with Stakeholders
  • Inform Employees: Share updates on your business’s status, temporary work arrangements, and reopening timelines.
  • Notify Customers and Vendors: Use your website, social media, email, and signage to communicate closures, alternative services, or temporary locations.
  • Maintain Transparency: Set realistic expectations while reassuring stakeholders of your recovery plans.
4. Access Recovery Resources for Small Businesses

Find all available resources on Outsmart Disaster’s Wildfire Recovery Page.

  • Apply for SBA Disaster Loans: Access low-interest loans to repair damages and cover working capital needs.
  • Seek FEMA Assistance: File for federal or state disaster aid, if eligible.
  • Connect with Local Resources: Reach out to your local Chamber of Commerce, Small Business Development Centers (SBDCs), or nonprofit organizations for support.
  • Explore Tax Relief: Research federal, state, or local tax credits and deductions for disaster-related expenses.
5. Implement Temporary Operations
  • Relocate Operations: Identify temporary locations to resume services.
  • Shift to Remote Work: Enable employees to work remotely to maintain operations.
  • Focus on Core Services: Prioritize critical products or services during rebuilding.
  • Leverage Partnerships: Collaborate with nearby businesses to share resources or temporarily co-locate.
6. Review and Update Plans
  • Conduct a Post-Event Review: Meet with your team to identify successes and challenges during the disaster.
  • Update Your Business Continuity Plan (BCP): Apply lessons learned to strengthen future preparedness.
  • Strengthen Infrastructure: Invest in fire-resistant materials, better data backup systems, and enhanced safety measures.
  • Support Employee Well-Being: Provide counseling or other resources for employees impacted by the disaster.
  • Rebuild Trust: Reconnect with the community through promotions, events, or partnerships to re-establish your presence.

For additional resources visit Disaster Resources | Outsmart Disaster

California Office of the Small Business Advocate
1325 J Street, Suite 1800
Sacramento, CA 95814
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